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The value of investments and the income from them can go down as well as up. Investors may not get back the amount originally invested. Past performance is not a reliable guide for future returns. The Financial Ombudsman Service (FOS) is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the FOS please visit www.financial-ombudsman.org.uk. Vermeer Partners is a trading name of Vermeer Investment Management Limited registered in England & Wales (Company No 09081916), registered office: 130 Jermyn Street, London SW1Y 4UR and authorised and regulated by the FCA (FRN: 710280). All rights reserved.

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